Surry County Approves $5 Million Loan for YMCA Design

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Conceptual design of the new YMCA facility in Surry County

News Summary

Surry County supervisors have authorized a $5 million loan for the design of a new YMCA facility adjacent to the Parks and Recreation Center. Despite opposition from Supervisor Tim Calhoun, the decision was made after evaluating bids from multiple financial institutions. The total cost for the YMCA project is expected to reach $24 million, with necessary agreements pending before construction can commence.

Surry County Approves $5 Million Loan for YMCA Design

Surry County supervisors have authorized borrowing up to $5 million on July 2, 2025, for the design of a new YMCA facility that will be constructed adjacent to the Parks and Recreation Center located at 205 Enos Farm Drive. The loan will come from Huntington Public Capital Corp. at an interest rate of 4.2%, a decision reached after reviewing bids from three financial institutions, including Crews & Associates and Suffolk-based TowneBank.

Supervisor Tim Calhoun opposed the proposal, marking the only dissenting vote during the meeting. Calhoun has a history of opposing negotiations with the YMCA of the Virginia Peninsulas. Notably, Supervisor Amy Drewry was absent from the meeting and did not cast a vote.

The estimated cost for constructing the Surry YMCA is projected to be up to $24 million. However, the exact figure has yet to be determined, pending the creation of a “master development plan.” This plan is essential for fully understanding the financial scope of the project, including the final construction costs. Currently, an agreement with the YMCA and Surry County is necessary before any contracts are signed for design work with Gro Development.

Financial Implications and Debt Management

This initial $5 million financing is classified as interim financing, similar to a construction loan. Any unspent loan funds will be reinvested in Virginia’s State Non-Arbitrage Program (SNAP), which provides an interest rate ranging from 4.3% to 4.4%.

Supervisor Walter Hardy emphasized that the initial phase of this project would not impose any costs on taxpayers. As of April 2025, Surry County manages a total debt of $23.28 million, which includes $19.46 million in principal and $3.8 million in interest. The county currently caps its annual debt payments at 12% of General Fund revenue and expenditures. Presently, the annual debt payments account for 5.78% of projected revenues and expenditures. The total debt reflects 0.6% of the assessed taxable property value.

Should the county borrow an additional $24 million for the YMCA project, it would increase annual debt payments to 8% and elevate total debt to just over 1%. However, officials have confirmed that the county is in a strong financial position to manage this increased debt responsibly.

Project Timeline and Community Impact

The timeline for the design and operational phases of the YMCA is contingent on the finalization of financial agreements and the master plan. Construction is expected to commence shortly thereafter, paving the way for a facility that will provide a wide array of programs for community wellness, youth engagement, and recreational activities. The YMCA is also planned to include a year-round swimming pool, enhancing the recreational offerings available to residents.

Through its strategic financial planning and community engagement, Surry County aims to create a facility that not only addresses the recreational needs of its residents but also strengthens community ties. The approval of this loan represents a significant step towards fulfilling these community objectives.

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